Save or Splurge? Structuring Your Budget

Everyone’s watching their wallets these days, but there’s nothing wrong with a little treat every once in a while, First name / friend.

When it comes to your travel plans, the secret is knowing where to spend and where to save 💸

(Hint: it’s not about booking the cheapest trip you find online — you’ll pay in other ways for that “deal.”)

Every trip comes with choices: do you stretch your budget, or splurge on the moment?

The good news? You don’t have to pick one lane. Smart travelers know when to spend and when to save — here are a few tips to help you mix both for a vacation that feels indulgent without draining the bank account!


Where To Splurge

 TREAT YOURSELF

💰 Hotels & Resorts: “It’s just a room I sleep in!” … To that, we say: think again. Your room sets the tone for the entire trip.

  • Our recommendation: Upgrade for the view, the balcony, or the extra space that makes downtime feel like part of the experience.

💰 Once-in-a-Lifetime Experiences: Hot-air balloon rides, private cooking classes, safari game drives — these are the stories you’ll tell forever, so don’t skimp

  • Our recommendation: For “we may never do this again” moments, go all in with a private guide or the premium version. For activities you can easily repeat elsewhere, scale it back.

💰 Flights (sometimes!): Nonstop routes or upgraded seats can transform your travel days from exhausting to enjoyable.

  • Our recommendation: For short flights, stay budget-friendly. For long hauls, or if you can jump up a class, splurge. And if you’ve got points? Use them here and free up funds for other indulgences.


Where To Save

A BIT OF BALANCE

💰 Transportation: In some cities, public transit, a rental car, or taxis get you there just as efficiently as private transfers.

  • Our recommendation: Research logistics before you go — the layout of your destination, distances you’ll cover, and timing. That’s how you protect your wallet and your sanity.

💰 Casual Meals: Cooking in a kitchenette sounds quaint (and cheap), but be honest — do you really want to cook on vacation? I think it depends on the length of the vacation.

  • Our recommendation: Pick one or two “wow” dinners, then balance it with street food, markets, or local cafés for both flavor and savings. This will give you a good feel of the local culture.

💰 Souvenirs: Skip the overpriced tourist tchotchkes!

  • Our recommendation: Invest in professional photos or one well-made local item you’ll actually use. Or if you're like me, find a piece (or three) of jewelry to bring back those memories every time you wear it!


Book With An Advisor

The secret isn’t choosing between saving or splurging — it’s knowing when each one makes the most sense. Spend where it creates joy, save where it doesn’t. That’s how you come home with great memories and a happy wallet! 

Hit comment and share: what save and what splurge feels like the best balance for you? 

🤓 P.S. Want me to take the guesswork out of it? Send your inquiry form my way and I’ll line up the options that fit your budget and your bucket list. Keep in mind, we need a 9 month lead-time, so plan ahead!

Contact Julie to Plan your Next Adventure
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